Home Finance (Residential)
Our team brings expert knowledge and market insight to secure the sharpest rates and smartest loan structures. Whether buying, refinancing, or leveraging your property’s equity, we make sure your finance works in your favour.
WHAT MAKES WORKING WITH LITTLE GIANT FINANCE BETTER?
With over 30 years of experience securing home loans of every shape and size, Little Giant Finance knows how to get results where others can’t.
From first home buyers to seasoned investors using trusts or company structures, we know how to make the process smooth and stress-free.
Whether you’re a PAYG employee, self-employed, or somewhere in between, our team knows how to get your finance approved — Full Doc or Low Doc — and structured right, so you can move forward with confidence.
make yourself at home.
At Little Giant Finance, our commitment to you continues well beyond settlement. We’ll pro-actively review and reprice your home loans every six months (or whenever you want us to) to help keep your rate competitive, and we’re always here to assist with any questions or issues that arise.
Need a new valuation or servicing scenario? We’ll run it for you, free of charge.
Plus, our in-house team can provide property law, conveyancing, real estate, and accounting support when you need it — giving you everything you need, all in one trusted place.
A solution to all your home finance needs.
Purchasing
Looking to upgrade your home or buy an investment property?
We’ll help you compare the loan options most likely to be approved for your situation — at the best possible rates.
Buying your first home?
You may be able to get started with as little as a 2% or 5% deposit, we’ll show you how.
Need to buy before you’ve sold?
We’ll make bridging finance simple and stress-free, so you can move forward with confidence..
refinancing
Refinancing your home loan can be one of the smartest financial moves you make. Little Giant Finance can help you do it right.
Whether you're chasing a sharper rate, reducing repayments, or releasing cash for renovations, investments, or other goals, we’ll analyse your current loans and show you exactly how much you could save.
With access to basically all of Australia's home lenders and products, our team makes refinancing simple.
building
Little Giant know the construction process inside out, from feasibilities to final inspections.
We regularly do work for builder and developer clients (including owner-builders), and know what's required for your single or multi-unit project to be financed smoothly from start to finish.
With years of experience guiding clients through the decision to build, renovate, or buy turn-key, we make complex lending simple and strategic — so your project stays on track and fully funded.
cash-out / equity release
Your property's equity can open doors to new opportunities — and we’ll show you how to make the most of it.
Whether you’re looking to invest in another property, fund renovations, take a well-earned holiday, help a loved one, or cover unexpected expenses, accessing equity from your home can be a smart and affordable solution.
Because it’s secured against your property, an equity release often costs far less than a personal loan. Our Team will guide you through the options with the banks that are happy with the purpose to minimise any hand-holding.
low/alt doc home loans
At Little Giant Finance, we work with both Full Doc and Low Doc home loans — so no matter your income situation, we can help you get the finance you need.
Full Doc loan is the standard option offered by major banks, requiring recent tax returns, financials, and income evidence.
A Low Doc loan, on the other hand, is designed for self-employed clients or those with more complex income — allowing you to qualify using a self-declaration of income and an accountant’s letter confirming it’s realistic.
While Low Doc loans usually attract a slightly higher rate (typically around 0.6%–0.9% above major bank rates), they can offer a flexible, fast, and practical solution when traditional paperwork just doesn’t fit your situation..
company / trust home loans
Complex financials don’t scare us.
With deep experience across company and trust lending, we understand the intricacies of family groups, contractors, medical professionals, builders, and business owners with layered structures and cashflow moving in every direction.
If your income runs through multiple trusts or a busy trading company, we know how to navigate it, present it clearly to lenders, and get your loan approved.
We love a challenge, and we’re experts at turning complex scenarios into smooth approvals.
Customer Testimonials
Unlock Your Financial Potential Today
Ready to take the next step towards securing your financial future? Our expert team is here to guide you through every option available, ensuring you find the perfect solution tailored to your needs.
Contact us
We’re here to answer your questions and assist you.
