Property development & construction funding

Lenders are more cautious than ever with builders and developers. Our experience and strong lender relationships mean we know exactly where to go to get your project financed without the headaches.

finance to build anything - LITTLE or giant 

We work closely with hardworking builders and developers who know how tough it can be to get finance when the big banks pull back.

From small backyard subdivisions to multi-storey apartment projects, we’ve helped bring developments of every scale to life.With strong relationships across the major banks — plus an extensive network of second-tier and private lenders — we know exactly who has the appetite to fund your project at the sharpest price and lowest line fees. And when the build’s complete, we can help refinance or transition you back to a big bank for long-term stability.

3 reasons we excel in construction

expert construction knowledge

Our team brings decades of hands-on experience in construction and development funding. Having worked inside the major banks’ property divisions, we know exactly how credit teams think — and more importantly, how to present your project so it gets approved.

We speak your language: feasibilities, LCRs, LVRs, pre-sales, valuations etc. We understand how each lender assesses risk and which ones have the appetite for your specific project type and location.

No presales? No problem. We know where to find lenders that back the deal. Whether you’re developing a boutique townhouse project or a multi-stage mixed-use site, we’ll pinpoint the funders who are genuinely hungry for your deal and prepare a detailed comparison to you.

With Little Giant, you’re not just applying for finance — you’re leveraging insider knowledge and industry relationships built over decades to get your project funded faster, smarter, and on better terms.

unrivaled lender relationships

At Little Giant Finance, we’ve built powerful connections across the Big 4 banks, second-tier lenders, and a vast network of over 50 trusted private funders nationwide.

With access to this smorgasbord of capital sources, there’s almost always a lender ready to back your project — and if there isn’t, it’s usually a sign the deal needs fine-tuning, which we’ll help you navigate.

We go beyond rate sheets and glossy proposals — meeting lenders face-to-face to ensure they understand your project and are genuinely committed to supporting it.

We choose lending partners not just for sharp pricing, but for how they’ll treat you when the inevitable delays and extensions arise. Because in the real world of development and construction, relationships and reliability matter just as much as the rate.

always across plan b, c, d...

We never hang your project on a single lender or valuation. If Plan A doesn’t quite land — maybe the valuation comes in light or the LVR needs a little extra stretch — we’ve already lined up Plan B and C so you're ready to roll.

Every valuation we order is strategically chosen to be compatible with multiple lenders, so we can pivot quickly without wasting time or money.

Sure, a backup option might carry a slightly higher rate or fee, but it keeps your project moving — and that’s what matters. Because in development finance, putting all your eggs in one basket is never a smart move.

cash-outs, mezzanine & residual stock finance

At Little Giant Finance, we are experts at helping builders and developers unlock cash from existing assets to push equity further into new projects through first mortgages, or via smart mezzanine solutions like second mortgages and caveat funding.

Once construction is underway, we stay in your corner — managing progress-claim funding and securing competitive finance for any residual stock while you sell down or refinance back to a major bank for long-term holds.

With a deep understanding of lumpy cashflows and multiple concurrent projects, we also identify additional liquidity lines to keep your business moving with minimal hassle.

Customer Testimonials

"Working with BTW transformed our financial strategy completely."
John Doe
CEO, Tech Solutions
"Their expertise made a significant difference in our growth."
Chris Lee
VP, Marketing Group
"I highly recommend their services to anyone looking for guidance."
Sarah Brown
Founder, Nonprofit Org
"Working with Steve and the team at Little Giant Finance has been a breath of fresh air. It's often very tricky for us to secure financing for our townhouse developments, but Steve and his team consistently present multiple options and structures that are best suited to our situation. We have recommended Steve to many of our friends, family, and other business owners, and will continue to do so as their service and help are exceptional."
Mathew Ryan
Director, Ryan Developments



"Working with Steve and Jenny has been an absolute game-changer in my journey to homeownership and property investment. Their deep expertise in the market, combined with genuine empathy and unwavering drive, made the entire process seamless and empowering. I never once had to chase them, they were always on the ball. They listened, guided, and advocated every step of the way, turning what felt like a distant goal into a reality. I couldn't be more grateful for their support and dedication."
Kumari K

"I’ve been working with Steve for nearly six years across six different developments. What sets Steve apart is that he’s not just a run-of-the-mill broker, he truly understands the finance, accounting, and development intricacies that make projects succeed. His ability to solve complex problems comes from deep knowledge and experience. Steve doesn’t just chase the best interest rate (although that usually happens); he focuses on the end goal and works towards the right finance solution. Even when a bank says no, he’ll keep working through it with you until there’s a path forward."
Calum Buchanan
COO, CareAbout
"Steve and the Little Giant Finance Team are the most experienced brokers that I have worked with. With decades of combined experience in corporate finance for a major Business Bank, the team are uniquely experienced and qualified to get even the most complex applications across the line. All with a sense of dedication and good humour that are great to work with. Thank you Steve!"
Phil S
Director, Major National Wholesaler




"We’ve worked with Little Giant on both our home and business finances for the last four years and they have always been honest, and genuinely committed to helping us get the best outcome. We’re so grateful for their support and wouldn’t hesitate to recommend them."
Jamie H
Director, Succoris







"Little Giant Finance has been a fantastic support – professional, approachable, and genuinely committed to helping clients succeed. Their service is seamless and personal, and I always feel confident knowing they’re on my side."
Linda S
Director & Architect







"Deeply knowledgeable of the lending sector, exceptional efficiency in communications, and a proven track record of delivering results. We have never been disappointed in our partnership over the past two years. Steve is reliable and invaluable partner to collaborate with."
Chris
Amalfi Franchisor






"Steve helped secure competitive financing for my business at a crucial time, surpassing another lender's rate by more than 2% and providing us with additional funds. I highly recommend Steven to any business in need of working capital for growth. We were extremely satisfied with his professional approach throughout the process."
George F
DIrector





"Steven and Jenny helped me refinance my mortgage for my existing property at the same time as helping me get a new mortgage for a new property. They were proactive, responsive, gave good advice and options to choose from. I've recommended them to friends and will continue to recommend them to anyone needing a broker."
Jacqueline S
Senior Project Manager





"Expert and approachable, Steve and Jenny have always delivered results."
William May
Principal, May Lawyers











Unlock Your Financial Potential Today

Ready to take the next step towards securing your financial future? Our expert team is here to guide you through every option available, ensuring you find the perfect solution tailored to your needs.

Contact us

We’re here to answer your questions and assist you.

L2/306 Little Collins Street | Melbourne, VIC 3000
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