Property development & construction funding
Lenders are more cautious than ever with builders and developers. Our experience and strong lender relationships mean we know exactly where to go to get your project financed without the headaches.

finance to build anything - LITTLE or giant
We work closely with hardworking builders and developers who know how tough it can be to get finance when the big banks pull back.
From small backyard subdivisions to multi-storey apartment projects, we’ve helped bring developments of every scale to life.With strong relationships across the major banks — plus an extensive network of second-tier and private lenders — we know exactly who has the appetite to fund your project at the sharpest price and lowest line fees. And when the build’s complete, we can help refinance or transition you back to a big bank for long-term stability.
3 reasons we excel in construction
expert construction knowledge
Our team brings decades of hands-on experience in construction and development funding. Having worked inside the major banks’ property divisions, we know exactly how credit teams think — and more importantly, how to present your project so it gets approved.
We speak your language: feasibilities, LCRs, LVRs, pre-sales, valuations etc. We understand how each lender assesses risk and which ones have the appetite for your specific project type and location.
No presales? No problem. We know where to find lenders that back the deal. Whether you’re developing a boutique townhouse project or a multi-stage mixed-use site, we’ll pinpoint the funders who are genuinely hungry for your deal and prepare a detailed comparison to you.
With Little Giant, you’re not just applying for finance — you’re leveraging insider knowledge and industry relationships built over decades to get your project funded faster, smarter, and on better terms.
unrivaled lender relationships
At Little Giant Finance, we’ve built powerful connections across the Big 4 banks, second-tier lenders, and a vast network of over 50 trusted private funders nationwide.
With access to this smorgasbord of capital sources, there’s almost always a lender ready to back your project — and if there isn’t, it’s usually a sign the deal needs fine-tuning, which we’ll help you navigate.
We go beyond rate sheets and glossy proposals — meeting lenders face-to-face to ensure they understand your project and are genuinely committed to supporting it.
We choose lending partners not just for sharp pricing, but for how they’ll treat you when the inevitable delays and extensions arise. Because in the real world of development and construction, relationships and reliability matter just as much as the rate.
always across plan b, c, d...
We never hang your project on a single lender or valuation. If Plan A doesn’t quite land — maybe the valuation comes in light or the LVR needs a little extra stretch — we’ve already lined up Plan B and C so you're ready to roll.
Every valuation we order is strategically chosen to be compatible with multiple lenders, so we can pivot quickly without wasting time or money.
Sure, a backup option might carry a slightly higher rate or fee, but it keeps your project moving — and that’s what matters. Because in development finance, putting all your eggs in one basket is never a smart move.
cash-outs, mezzanine & residual stock finance
At Little Giant Finance, we are experts at helping builders and developers unlock cash from existing assets to push equity further into new projects through first mortgages, or via smart mezzanine solutions like second mortgages and caveat funding.
Once construction is underway, we stay in your corner — managing progress-claim funding and securing competitive finance for any residual stock while you sell down or refinance back to a major bank for long-term holds.
With a deep understanding of lumpy cashflows and multiple concurrent projects, we also identify additional liquidity lines to keep your business moving with minimal hassle.

Customer Testimonials
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Ready to take the next step towards securing your financial future? Our expert team is here to guide you through every option available, ensuring you find the perfect solution tailored to your needs.
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