non resident & Ex-pat finance

Invest in Australian property with confidence — we connect you to lenders who understand cross-border income, foreign currencies, and the unique challenges of buying from abroad.

not in australia?  No worries!

Consider Little Giant your on-the-ground finance partner in Australia.

Based alongside leading law, real estate, and accounting firms who also specialise in international clients, we are perfectly positioned to help you navigate the challenges of securing Australian property finance while living and working overseas.

We make communication easy — whether it’s jumping on WhatsApp or WeChat, scheduling calls across time zones, or organising translation support if needed.

If you’re planning to invest, purchase, or build in Australia, we’ll streamline the process and move fast to get your finance approved.

helping foreign buyers to buy with confidence

Purchase of new property - residential or commercial

Little Giant Finance specialises in helping Australians living and working overseas, as well as foreign nationals, secure property finance back home.

Whether you’re self-employed or a PAYG professional with a global company, we know which lenders are open to your income structure and currency.

With borrowing limits of up to 80% in some cases and the ability to use foreign parental guarantees for family members purchasing in Australia, we’ll structure your finance to maximise borrowing power while keeping the process simple.

From residential homes to commercial investments, buying property from abroad through us is seamless, strategic, and stress-free.

refinancing

If you’re living overseas, it’s easy to lose track of what a sharp interest rate looks like downhunder.

We’ll provide a quick, no-obligation health check on your current loans and, if there’s a better deal available, handle the refinancing from start to finish.

You may even be able to unlock equity to fund your next investment — all without the hassle of navigating Australian lenders from abroad.

land acquisition and development finance

We assist you with finance to acquire the land you need for your next big development project, from multi-unit apartment builds to large scale sub-divisions.

With access to the most competitive bank and non-bank/private lenders and development funders, we will ensure you have all the options you need to fund your project effectively regardless of where you live and what currency your income is in.

self-employed? all good.

We specialise in helping self-employed clients living and working abroad to purchase, refinance, or build property in Australia. We work with lenders who understand the complexities of overseas income and self-employment structures — offering both Full Doc home loans (with complete financials) and Low Doc Non-Resident options, where a self-employed declaration and a foreign accountant’s verification can be enough to get you approved.

With our expertise and lender relationships, we’ll streamline the process, translate the red tape, and make your Australian property goals achievable — wherever in the world you’re based.

Customer Testimonials

"Working with BTW transformed our financial strategy completely."
John Doe
CEO, Tech Solutions
"Their expertise made a significant difference in our growth."
Chris Lee
VP, Marketing Group
"I highly recommend their services to anyone looking for guidance."
Sarah Brown
Founder, Nonprofit Org
"Working with Steve and the team at Little Giant Finance has been a breath of fresh air. It's often very tricky for us to secure financing for our townhouse developments, but Steve and his team consistently present multiple options and structures that are best suited to our situation. We have recommended Steve to many of our friends, family, and other business owners, and will continue to do so as their service and help are exceptional."
Mathew Ryan
Director, Ryan Developments



"Working with Steve and Jenny has been an absolute game-changer in my journey to homeownership and property investment. Their deep expertise in the market, combined with genuine empathy and unwavering drive, made the entire process seamless and empowering. I never once had to chase them, they were always on the ball. They listened, guided, and advocated every step of the way, turning what felt like a distant goal into a reality. I couldn't be more grateful for their support and dedication."
Kumari K

"I’ve been working with Steve for nearly six years across six different developments. What sets Steve apart is that he’s not just a run-of-the-mill broker, he truly understands the finance, accounting, and development intricacies that make projects succeed. His ability to solve complex problems comes from deep knowledge and experience. Steve doesn’t just chase the best interest rate (although that usually happens); he focuses on the end goal and works towards the right finance solution. Even when a bank says no, he’ll keep working through it with you until there’s a path forward."
Calum Buchanan
COO, CareAbout
"Steve and the Little Giant Finance Team are the most experienced brokers that I have worked with. With decades of combined experience in corporate finance for a major Business Bank, the team are uniquely experienced and qualified to get even the most complex applications across the line. All with a sense of dedication and good humour that are great to work with. Thank you Steve!"
Phil S
Director, Major National Wholesaler




"We’ve worked with Little Giant on both our home and business finances for the last four years and they have always been honest, and genuinely committed to helping us get the best outcome. We’re so grateful for their support and wouldn’t hesitate to recommend them."
Jamie H
Director, Succoris







"Little Giant Finance has been a fantastic support – professional, approachable, and genuinely committed to helping clients succeed. Their service is seamless and personal, and I always feel confident knowing they’re on my side."
Linda S
Director & Architect







"Deeply knowledgeable of the lending sector, exceptional efficiency in communications, and a proven track record of delivering results. We have never been disappointed in our partnership over the past two years. Steve is reliable and invaluable partner to collaborate with."
Chris
Amalfi Franchisor






"Steve helped secure competitive financing for my business at a crucial time, surpassing another lender's rate by more than 2% and providing us with additional funds. I highly recommend Steven to any business in need of working capital for growth. We were extremely satisfied with his professional approach throughout the process."
George F
DIrector





"Steven and Jenny helped me refinance my mortgage for my existing property at the same time as helping me get a new mortgage for a new property. They were proactive, responsive, gave good advice and options to choose from. I've recommended them to friends and will continue to recommend them to anyone needing a broker."
Jacqueline S
Senior Project Manager





"Expert and approachable, Steve and Jenny have always delivered results."
William May
Principal, May Lawyers











Unlock Your Financial Potential Today

Ready to take the next step towards securing your financial future? Our expert team is here to guide you through every option available, ensuring you find the perfect solution tailored to your needs.

Contact us

We’re here to answer your questions and assist you.

L2/306 Little Collins Street | Melbourne, VIC 3000
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